ESI Tips- Do you know about ESI, let's know who can take advantage of it

If you are a job holder then this news is very important for you, a scheme related to job holders, the Employees State Insurance Scheme, is run by the Employees State Insurance Corporation (ESIC). Established through the Employees State Insurance Act of 1948, the scheme aims to protect workers from the financial burden associated with serious illnesses and work-related injuries. Let's know the complete details about it-

Comprehensive coverage: ESIC covers more than 3 crore families, with more than 12 lakh factories and businesses participating in this scheme.

Medical benefits: Policyholders and their dependents are entitled to comprehensive medical benefits, which ensure access to healthcare without financial stress.

Maternity benefits: Female policyholders can receive their daily income for up to 26 weeks during maternity leave.

Sickness Benefit: In case of illness, policyholders can receive daily income for up to 91 days, helping to mitigate the financial impact of health-related absence from work.

Unemployment Benefit: If a policyholder faces unemployment, they can receive an average monthly income for up to 24 months, providing security during tough times.

Eligibility for Employees' State Insurance Scheme

ESIC offers benefits not only to policyholders but also to their dependent family members, including providing free treatment options. However, there are income limits to qualify for this scheme.